العلم الأكتواري
العلم الأكتواري Actuarial science هو التخصص الذي يطبق الطرق الرياضية و الإحصائية في تقييم المخاطر في التأمين والتمويل وصناعات ومهن أخرى. وبشكل عام ، يطبق الخبراء الاكتواريون رياضيات صارمة لنمذجة مسائل عدم اليقين.
الاكتواريون هم محترفون مدربون على هذا التخصص. في العديد من البلدان، يجب على الخبراء الاكتواريين إثبات كفاءتهم من خلال اجتياز سلسلة من الاختبارات المهنية الصارمة.
يشمل العلوم الاكتوارية عددًا من الموضوعات المترابطة ، بما في ذلك الرياضيات، نظرية الاحتمالات، الإحصائيات، المالية، الاقتصاد، وعلوم الحاسب. من الناحية التاريخية، استخدم العلم الاكتواري نماذج حتمية في بناء الجداول والأقساط. لقد مر العلم بتغييرات ثورية منذ الثمانينيات بسبب انتشار أجهزة الكمبيوتر عالية السرعة واتحاد النماذج الاكتوارية العشوائية مع النظرية المالية الحديثة (Frees 1990).
العديد من الجامعات لديها برامج جامعية ودراسات عليا في العلوم الاكتوارية. في عام 2010 ، صنفت دراسة نشرها موقع البحث عن الوظائف CareerCast الخبير الاكتواري على أنه الوظيفة رقم 1 في الولايات المتحدة (Needleman 2010). استخدمت الدراسة خمسة معايير رئيسية لترتيب الوظائف: البيئة ، والدخل ، وتوقعات التوظيف ، والطلبات المادية ، والضغوط. دراسة مماثلة من قبل "الولايات المتحدة News & World Report في عام 2006 أدرج الخبراء الاكتواريون من بين أفضل 25 مهنة تتوقع أنها ستكون مطلوبة بشكل كبير في المستقبل (Nemko 2006).
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انظر أيضاً
المراجع
أعمال مذكورة
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(help) - D’Arcy, Stephen P. (May 1989). "On Becoming An Actuary of the Third Kind" (PDF). Proceedings of the Casualty Actuarial Society. LXXVI (145): 45–76. Retrieved 2006-06-28.
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(help) - "When the Spinning Stops: Can Actuaries Help to Sort out the Mess in Corporate Pensions?". The Economist. 2006-01-26. Retrieved 2006-04-10.
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(help) - Harcourt, Bernard E. (2003). "The Shaping of Chance: Actuarial Models and Criminal Profiling at the Turn of the Twenty-First Century" (PDF). University of Chicago Law Review. The University of Chicago Law Review, Vol. 70, No. 1. 70 (105): 105–128. doi:10.2307/1600548. ISSN 0041-9494. JSTOR 1600548. Retrieved 2018-10-02.
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(help) - Hickman, James (2004). "History of Actuarial Profession" (PDF). John Wiley & Sons, Ltd. p. 4. Archived from the original (PDF) on 2006-07-24. Retrieved 2006-06-28.
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(help) - Johnston, Harold Whetstone (1932) [1903]. "Burial Places and Funeral Ceremonies". The Private Life of the Romans. Revised by Mary Johnston. Chicago, Atlanta: Scott, Foresman and Company. pp. §475–§476. LCCN 32007692. Retrieved 2006-06-26.
Early in the Empire, associations were formed for the purpose of meeting the funeral expenses of their members, whether the remains were to be buried or cremated, or for the purpose of building columbāria, or for both....If the members had provided places for the disposal of their bodies after death, they now provided for the necessary funeral expenses by paying into the common fund weekly a small fixed sum, easily within the reach of the poorest of them. When a member died, a stated sum was drawn from the treasury for his funeral....If the purpose of the society was the building of a columbārium, the cost was first determined and the sum total divided into what we should call shares (sortēs virīlēs), each member taking as many as he could afford and paying their value into the treasury.
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(help) - Loan, Albert (Winter 1992). "Institutional Bases of the Spontaneous Order: Surety and Assurance". Humane Studies Review. 7 (1): 538. Retrieved 2006-06-26.
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(help) - MacGinnitie, James (November 1980). "The Actuary and his Profession: Growth, Development, Promise" (PDF). Proceedings of the Casualty Actuarial Society. LXVII (127): 49–56. Retrieved 2006-06-28.
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(help) - Michelbacher, Gustav F. (1920). "The Technique of Rate Making as Illustrated by the 1920 National Revision of Workmen's Compensations Insurance Rates" (PDF). Proceedings of the Casualty Actuarial Society. VI (14): 201–249. Retrieved 2006-06-28.
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(help) - Needleman, Sarah E. (January 5, 2010). "The Best and Worst Jobs". Wall Street Journal. Retrieved 2010-01-07.
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(help) - Nemko, Marty (2006). "Best Careers 2007". U.S. News & World Report. Archived from the original on November 18, 2007. Retrieved 2008-09-14.
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(help) - Ogborn, M.E. (December 1956). "The Professional Name of Actuary" (PDF). Journal of the Institute of Actuaries. Faculty and Institute of Actuaries. 82 (2): 233–246. doi:10.1017/S0020268100046424. Archived from the original (PDF) on March 20, 2012. Retrieved April 27, 2011.
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(help) - Perkins, Judith (August 25, 1995). The Suffering Self; Pain and Narrative Representation in the Early Christian Era. London: Routledge. ISBN 0-415-11363-6. LCCN 94042650.
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(help) - Silver, Eric; Chow-Martin, Lynette (October 2002). "A Multiple Models Approach To Assessing Recidivism Risk: Implications for Judicial Decision Making". Criminal Justice and Behavior. 29 (5): 538–568. doi:10.1177/009385402236732. ISSN 0093-8548.
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(help) - Slud, Eric V. (2006) [2001]. "6: Commutation Functions, Reserves & Select Mortality". Actuarial Mathematics and Life-Table Statistics (PDF). pp. 149–150. Retrieved 2006-06-28.
The Commutation Functions are a computational device to ensure that net single premiums...can all be obtained from a single table lookup. Historically, this idea has been very important in saving calculational labor when arriving at premium quotes. Even now...company employees without quantitative training could calculate premiums in a spreadsheet format with the aid of a life table.
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My task is now finished....those who are here interred have received part of their honours already, and for the rest, their children will be brought up till manhood at the public expense: the state thus offers a valuable prize, as the garland of victory in this race of valour, for the reward both of those who have fallen and their survivors.
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suggested) (help)CS1 maint: location missing publisher (link) - Tong, Vinnee (June 19, 2006). "Americans' donations to charity near record". Chicago Sun-Times. Digital Chicago Inc. Retrieved 2006-06-21.
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ببليوگرافيا
- Charles L. Trowbridge (1989). "Fundamental Concepts of Actuarial Science" (PDF). Revised Edition. Actuarial Education and Research Fund. Archived from the original (PDF) on 2006-06-29. Retrieved 2006-06-28.
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